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Inflation is 1.7 %. Does it make sense to invest when a savings account offers over 4 %?
Just a few years ago the decision was simple. Inflation was high and interest on savings accounts often failed to keep up with it. In July 2026 year-on-year inflation according to the ČSÚ fell to 1.7 % and some savings accounts offer a nominal rate of over 4 %. At first glance, a savings account therefore looks very good.
What is LTV? One number worth watching on a property-backed investment
In the investment description you see that the loan is secured by property. You know the interest rate. But you need one more number: LTV. A comparison of the loan amount and the value of the property. So that you can estimate whether, in case of problems, the loan would be repaid by selling the property.
A flat bought for 2 million in 2005: what did the next 20 years do to its value?
It is 2005 and you are buying a flat for two million crowns. You have no idea that over the next twenty years its value will be shaped by a financial crisis, years of stagnation, record-cheap mortgages, a pandemic and the fastest rise in interest rates in the history of the independent Czech Republic. How will it all turn out?
When property backs your investment: what a lien actually means
When investing in loans, we naturally watch the yield. One more question matters just as much: what protects my money the moment a borrower stops repaying?
Business credit quickly and easily: What to know before applying
In today's dynamic times, the ability to respond quickly to market changes is key to the success of any business.
Non-Bank Credit Conditions: What Do You Need to Qualify?
Non-bank credits are becoming increasingly popular among those who need to obtain funds quickly without unnecessary paperwork or long waiting times.
Non-bank Credit for Entrepreneurs: A Step-by-Step Guide
In recent years, non-bank credits have become a popular solution for entrepreneurs who need quick access to funds.
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